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We are 50+ and 50-, Todd and Wendy Christensen, and we have started 50PlusOnFIRE to chronicle our journey as a couple to Financial Independence-Early Retirement, even though we started past the midway point on our professional career. As a couple, we’ve realized we need to do something different. We don’t want to retire on Social Security and a limited IRA. We have committed to eliminating our credit card debt, our student loan debt, and even our mortgage debt by the time 50+ turns 60.