The thought of retirement always seems far off until it’s not. Suddenly, you’re faced with the reality that you’re behind on retirement savings and may not have enough saved up to retire comfortably. I use a robo advisor that constantly reminds me that I’m ‘off track’ to reach my retirement savings goal every time I log in.
It can be overwhelming to see that you’re behind on your retirement savings, but don’t get down on yourself. If you’ve been prioritizing your immediate living expenses and short-term savings goals, there’s nothing wrong with that. When it comes to trying to meet your family’s needs now, retirement savings can seem like an afterthought.
However, it’s not too late to make some changes. In this post, I’ll talk about some practical and realistic steps you can take to catch up and get back on track with retirement savings.
This post originally appeared at Everything Finance.