Everyone wants to improve their financial situation, but many people are stuck in the same habits that prevent them from thriving financially. Unfortunately, it’s hard to improve when the same old financial advice is repeated ad nauseum: budget, budget, budget! “What does that look like in my life?” you might wonder. “And aren’t there any other ways to improve my financial life?”
You might wonder, “How to manage your money when you don’t have any?”
The secret to overcoming the habits that are keeping you poor is increasing your financial literacy and embracing the financial planning process. Here’s how.
This post originally appeared at Barbara Friedberg Personal Finance.