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Retirement Earnings Test (RET): Why You Must Know About It

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The primary objective of Social Security benefits is to provide income to workers who are now retired. That doesn’t mean that those who have reached the minimum retirement age but are still working won’t get Social Security.

Although such people are still eligible, some benefits are temporarily withheld until they reach their full retirement age (FRA). Moreover, these people need to do the Retirement Earnings Test (RET), which helps the Social Security Administration (SSA) determine the amount of benefits to withhold.

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