It’s been a rough year. My rent went up, and I overspent on clothes and food. Now, I’ve delayed my move-out date, and it’s all I can do to keep my savings account from drying up. I’m not in crisis mode — I’m not losing more money than I’m making — but it’s a near thing.
Ugh. It’s frustrating. Even so, I’m not worried about going broke. While breaking the budget is stressful, I’ve already done the bare minimum to keep my stress from boiling over.
I have no money to save, and it sucks. By doing the bare minimum — embracing stress, making a plan, and being flexible — I have the confidence to weather hard times and come out okay.
This post originally appeared at The Motley Fool.