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How To Save Money: 14 Expert-Backed Ways

We’ve all heard the advice to build an emergency fund, create a nest egg for retirement, and sock away money for your children’s college fund.

You do that, and your future is assured – hopefully. But how do you actually save money? It’s easy to say, “I’m going to save money,” but that’s an empty promise without a plan.

The secret to saving money, really, is to adopt several money-saving strategies – and actually carry them out. Easier said than done, but if you’re looking to pad your savings, try these expert-backed strategies.

This post originally appeared at U.S. News & World Report.