I'm Kumiko, but everyone just calls me Miko. This article is from my blog, The Budget Mom. I am an Accredited Financial Counselor® , and mom to a rambunctious boy. Come along with me as I strive to live a life I love on a budget that I can afford.
Eating out has become a staple in our busy lives. It’s convenient, often delicious, and provides a break from the daily routine of cooking and… Read More »The True Cost Of Eating Out: A Financial Perspective
Picture this: You’re staring down the barrel of a 30-year mortgage, the monthly payments feeling more like a heavy chain than a step towards homeownership.… Read More »Is Velocity Banking Right For You? 5 Key Questions Before You Decide
If you have debt and are unsure whether to invest, you’re not alone. An estimated 77% of Americans are tackling debt, with 45.4% burdened by high-interest credit… Read More »Should I Invest If I Have Debt? The Dos And Don’ts For Beginners
While every day is a fresh start, there’s something palpably exciting about a new year. It’s a time when we turn the page on last… Read More »New Year, New Budget: A 9-Step Guide To Transforming Your Finances
Ever felt like you’re venturing into a maze, with anxiety and confusion creeping in at every turn? That’s how many feel when it comes to making… Read More »Secure Your Family’s Future: Demystifying Wills
If you’re in your 50s, retirement is right around the corner. Whether you’ve been saving diligently since you were 20 or are just now planning your… Read More »9 Things People In Their 50s Can Do To Prepare For Retirement
As the new year approaches, many people take the opportunity to reflect on their financial habits and make resolutions to improve them in the coming… Read More »How To Set Financial Resolutions And Achieve Them In 2023
Imagine this: After what feels like forever, you finally pay off your debt. You know… that debt. Maybe it’s credit card debt that you’ve carried around for… Read More »Why Does Your Credit Score Drop When You Pay Off A Debt?
U.S. inflation reached 7.9% last month, which is a 40 year high and could cost you up to $4,800 a year. This is the largest… Read More »9 Tips To Adjust Your Budget For Inflation
How much money do you really need to save to retire comfortably? For many people, this question causes a lot of anxiety. On the one hand, you… Read More »How Much Money Do You Need To Save For Retirement?