If you’re in your 50s, retirement is right around the corner. Whether you’ve been saving diligently since you were 20 or are just now planning your retirement, your 50s are a critical decade to prepare for your golden years.
The earlier you start planning for retirement, the better. But sometimes “life happens.” Since it’s impossible to go backward in time, there’s no use dwelling on what you “could have” or “should have” done better.
This post originally appeared at The Budget Mom.