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4 Ways To Practice Soft Saving Responsibly

If you have a TikTok account, you may have heard of a new financial trend called soft saving. It’s popular with Gen Z and involves embracing financial balance. Instead of pressuring themselves to save aggressively for lofty goals like early retirement, soft savers aim to enjoy a high quality of life now. Their goal is to balance saving for the future with spending on meaningful experiences that bring them joy in the present. 

Financial experts agree that it’s beneficial to spend a portion of your income on things that make you happy. However, it’s important not to go overboard and YOLO your savings on international travel or skimp on your retirement contributions. Here are 4 ways to practice the soft saving trend responsibly so you can reduce money-related stress, enjoy your life now, and have a secure financial future. 

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