Is 'Buy Now, Pay Later' Worth It? A Brutally Honest Breakdown
Published on: 28/05/2026
"Buy now, pay later" (BNPL) usage has exploded in the last few years. But before you rely on BNPL, here's what you should know.
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"Buy now, pay later" (BNPL) usage has exploded in the last few years. But before you rely on BNPL, here's what you should know.

For anyone carrying a balance at a high APR with a realistic path to paying it down in the next year or two, a balance transfer card is the highest-return financial move available right now.

I've covered personal finance for years, and I keep seeing the same patterns pop up over and over again. The good news is that most of these are avoidable once you can spot them.

A few years ago, I would've said CDs are as close to risk-free as it gets. Now I think that's only half true. Your principal is safe, but the lack of flexibility can seriously cost you.